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 Real Estate Blog 
Thursday, January 15 2015

If you want to buy a house but don't have 20% to put down you are required to pay mortgage insurance
(MPI or PMI) to cover the lender in the case of default.  The added mortgage expense
to the buyer was 1.35% of the loan amount but the FHA has recently decided to lower that
rate by .5% making the rate .85%.  The FHA believes the lower rate will enable many first
time buyers, who were priced out of the market, an opportunity now to qualify for a mortgage.

Read more...

Contact Marilee Murphy today for all of your home buying, or selling, luxury homes or new construction needs.  I am dedicated to making sure you have a smooth transition from start to finish. Use my website to search available properties in Loudoun County located, in Northern Virginia, specifically the towns of Sterling/Potomac FallsAshburnLeesburgChantilly, and Aldie as well as properties in Fairfax County, and Prince William County areas. You can also sign up to receive free listing updates by email

Posted by: Marilee Murphy AT 04:45 am   |  Permalink   |  Email

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Marilee Murphy Associate Broker, CRS, GRI, ABR, e-Pro
REALTOR®
Long & Foster REALTORS®

Long & Foster Real Estate, Inc.

Cell: (703) 217-0697
Fax: (703) 485-4633
Email: Homes@MarileeMurphy.com

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